Adyen for Restaurants vs Pesapal

Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans. Both are listed under Payment Processing for Food Businesses. Where the profiles show a difference, it is in audience, countries covered and integrations.

Key differences

  • audience

    The audiences they list differ. Listed for one product only, for example: Adyen for Restaurants: Enterprise restaurant chains and franchises; Pesapal: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments.

  • countries covered

    Country coverage differs. Adyen for Restaurants names 67 countries and Pesapal names 7 countries. 3 countries appear in every list.

  • integrations

    On integrations, Adyen for Restaurants names 3 integrations and Pesapal names 9 integrations. No partner appears in every list.

  • security and compliance

    Security and compliance claims are not the same. Adyen for Restaurants: PCI PTS; Pesapal: PCI DSS, PCI compliant.

  • company background

    By founding year, Adyen for Restaurants (2006) and Pesapal (2009). Adyen for Restaurants is based in Amsterdam, Netherlands and Pesapal in Nairobi, Kenya.

Side by side

Adyen for Restaurants vs Pesapal: side-by-side comparison from published vendor information
FieldAdyen for RestaurantsPesapal
What it isAdyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place.Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans.
Best forEnterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casualRestaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments
Pricing modelPer-transaction feesPercentage of sales
Starting priceNot publishedNot published
Free planNot publishedNot published
Free trialNot publishedNot published
ContractNot publishedNot published
PlatformsNot publishedWeb
CountriesAndorra, Australia, Austria, Bahrain, Belgium, Brazil and 61 moreKenya, Malawi, Rwanda, Tanzania, Uganda, Zambia and 1 more
LanguagesNot publishedNot published
Number of integrations39
CertificationsPCI PTSPCI DSS, PCI compliant
Security practicesEnd-to-end encryption128-bit SSL in transit and 256-bit AES for stored data, Regulated by the Central Bank of Kenya
Founded20062009
HeadquartersAmsterdam, NetherlandsNairobi, Kenya
OwnerNot publishedNot published
Last reviewed29 September 202629 September 2026

Integrations

No partner appears in every list.

Named only by Adyen for Restaurants

  • Lightspeed
  • Oracle
  • Zenchef

Named only by Pesapal

  • Compulynx
  • Fitbit Pay
  • Google Pay
  • Microsoft AMX
  • M-Pesa
  • Oracle Hospitality OPERA
  • Oracle Hospitality Suite8
  • Oracle Micros
  • Oracle Simphony/Micros RES

Which to choose

Adyen for Restaurants

Choose Adyen for Restaurants if your business matches one of the audiences it is listed for: Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual.

Pesapal

Choose Pesapal if you fit its listed audience: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments.

What we could not confirm

Adyen for Restaurants

  • Terminal prices and rental terms
  • Full list of POS partners
  • Whether Adyen accepts small single-site restaurants directly
  • Legal entity name and registration
  • Founders
  • Contract term

Pesapal

  • Transaction rates, POS terminal prices or subscription fees (not published)
  • Contract term and renewal
  • Founders, funding and ownership
  • Interface languages
  • Restaurant POS integrations beyond the Oracle and named POS systems

Go further

Adyen for Restaurants profilePesapal profile

Other comparisons with these products

Sources

Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.

Adyen for Restaurants, reviewed 29 September 2026

  1. In-person payments overviewhttps://www.adyen.com/pos-payments
  2. Food and beverage pagehttps://www.adyen.com/industries/hospitality
  3. Pricing and countrieshttps://www.adyen.com/pricing
  4. Terminalshttps://www.adyen.com/pos-payments/terminals
  5. Company factshttps://www.adyen.com/about
  6. Partner programmehttps://www.adyen.com/partners