Adyen for Restaurants vs Elavon vs PayTabs vs Pesapal
Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. Elavon is a card payment processor that gives merchants terminals, gateways and its own tablet point of sale, and it states it carries the security and reliability of U.S. PayTabs is a payments company serving the Middle East and North Africa. Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans. All four are listed under Payment Processing for Food Businesses. They differ in audience, countries covered and integrations.
Key differences
audience
Audience differs between the profiles. Listed by one product alone: Adyen for Restaurants: Enterprise restaurant chains and franchises; Elavon: Full-service restaurants; PayTabs: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Pesapal: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments.
countries covered
On geography, Adyen for Restaurants names 67 countries, Elavon names 14 countries, PayTabs names 9 countries and Pesapal names 7 countries. No country appears in every list.
integrations
The integration lists differ. Adyen for Restaurants names 3 integrations, Elavon names 5 integrations, PayTabs names 11 integrations and Pesapal names 9 integrations. No partner appears in every list.
security and compliance
Security and compliance claims are not the same. Adyen for Restaurants: PCI PTS; Elavon: PCI DSS; PayTabs: PCI DSS; Pesapal: PCI DSS, PCI compliant.
Side by side
| Field | Adyen for Restaurants | Elavon | PayTabs | Pesapal |
|---|---|---|---|---|
| What it is | Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. | Elavon is a card payment processor that gives merchants terminals, gateways and its own tablet point of sale, and it states it carries the security and reliability of U.S. | PayTabs is a payments company serving the Middle East and North Africa. | Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans. |
| Best for | Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual | Full-service restaurants; Quick-service restaurants; Restaurants with an existing POS | Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businesses | Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments |
| Pricing model | Per-transaction fees | Quote only | Quote only | Percentage of sales |
| Starting price | Not published | Not published | Not published | Not published |
| Free plan | Not published | Not published | Not published | Not published |
| Free trial | Not published | Not published | Not published | Not published |
| Contract | Not published | Not published | Not published | Not published |
| Platforms | Not published | Not published | Web, iOS, Android | Web |
| Countries | Andorra, Australia, Austria, Bahrain, Belgium, Brazil and 61 more | Belgium, Canada, Denmark, Germany, Ireland, Luxembourg and 8 more | Egypt, Iraq, Jordan, Kuwait, Oman, Qatar and 3 more | Kenya, Malawi, Rwanda, Tanzania, Uganda, Zambia and 1 more |
| Languages | Not published | Not published | Arabic, English, French | Not published |
| Number of integrations | 3 | 5 | 11 | 9 |
| Certifications | PCI PTS | PCI DSS | PCI DSS | PCI DSS, PCI compliant |
| Security practices | End-to-end encryption | Not published | EMV 3D Secure 2.0 ready, UAE IA standard and SAMA cybersecurity framework | 128-bit SSL in transit and 256-bit AES for stored data, Regulated by the Central Bank of Kenya |
| Founded | 2006 | Not published | 2014 | 2009 |
| Headquarters | Amsterdam, Netherlands | Not published | Not published | Nairobi, Kenya |
| Owner | Not published | U.S. Bank (per Elavon's about page) | Not published | Not published |
| Last reviewed | 29 September 2026 | 29 September 2026 | 29 September 2026 | 29 September 2026 |
Integrations
No partner appears in every list.
Named only by Adyen for Restaurants
- Lightspeed
- Oracle
- Zenchef
Named only by Elavon
- Agilysys
- Appetize
- NCR
- Squirrel Systems
Named only by PayTabs
- Apple Pay
- CS-Cart
- Magento
- OpenCart
- PrestaShop
- Samsung Pay
- Shopify
- STC Pay
- WHMCS
- WooCommerce
- Xero
Named only by Pesapal
- Compulynx
- Fitbit Pay
- Google Pay
- Microsoft AMX
- M-Pesa
- Oracle Hospitality OPERA
- Oracle Hospitality Suite8
- Oracle Simphony/Micros RES
Which to choose
Adyen for Restaurants
Choose Adyen for Restaurants if you fit its listed audience: Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual.
Elavon
Choose Elavon if you are in one of these groups: Full-service restaurants; Quick-service restaurants; Restaurants with an existing POS.
PayTabs
Choose PayTabs if you are in one of these groups: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businesses.
Pesapal
Choose Pesapal if you fit its listed audience: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments.
What we could not confirm
Adyen for Restaurants
- Terminal prices and rental terms
- Full list of POS partners
- Whether Adyen accepts small single-site restaurants directly
- Legal entity name and registration
- Founders
- Contract term
Elavon
- Processing rates and POS plan prices
- Contract term and early termination terms
- Headquarters, founding year and employee count
- Which POS plans are sold outside the US
- Contents of the WorksWith Elavon partner directory
PayTabs
- A price for the payment gateway or TAPn'GO (only Paymes Super App pricing is published, in a testing phase)
- Headquarters city, legal entity, team size and funding
- Named restaurant POS integrations
- Customer names for restaurants using TAPn'GO
- Contract term and renewal
Pesapal
- Transaction rates, POS terminal prices or subscription fees (not published)
- Contract term and renewal
- Founders, funding and ownership
- Interface languages
- Restaurant POS integrations beyond the Oracle and named POS systems
Go further
Sources
Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.
Adyen for Restaurants, reviewed 29 September 2026
- In-person payments overviewhttps://www.adyen.com/pos-payments
- Food and beverage pagehttps://www.adyen.com/industries/hospitality
- Pricing and countrieshttps://www.adyen.com/pricing
- Terminalshttps://www.adyen.com/pos-payments/terminals
- Company factshttps://www.adyen.com/about
- Partner programmehttps://www.adyen.com/partners
Elavon, reviewed 29 September 2026
- Home page, copyright entityhttps://www.elavon.com
- Restaurant POS overviewhttps://www.elavon.com/industries/restaurants.html
- Full-service restaurantshttps://www.elavon.com/industries/restaurants/full-service.html
- Quick-service restaurantshttps://www.elavon.com/industries/restaurants/quick-service.html
- Pay-at-table and POS partnershttps://www.elavon.com/industries/restaurants/pay-at-table.html
- Online ordering paymentshttps://www.elavon.com/industries/restaurants/online-ordering.html
- POS plans, featureshttps://www.elavon.com/solutions/accept-payments-in-person/point-of-sale-software-solutions/talech-restaurant.html
- Terminalshttps://www.elavon.com/solutions/accept-payments-in-person/smart-terminals.html
- Securityhttps://www.elavon.com/solutions/security-and-pci-compliance.html
- Surcharge programhttps://www.elavon.com/solutions/payment-optimization/surcharge-program.html
- Parent U.S. Bankhttps://www.elavon.com/about-elavon.html
- Countrieshttps://www.elavon.com/country-selector.html
- Supporthttps://www.elavon.com/support-center/customer-support.html
PayTabs, reviewed 29 September 2026
- Homepage: products, markets, TAPn'GOhttps://paytabs.com/en/
- Pricing pagehttps://paytabs.com/en/pricing/
- Paymes Super Apphttps://paytabs.com/en/superapp/
- Gateway features and industrieshttps://ai.paytabs.com/en/payment-gateway-platform/
- TAPn'GO for restaurants and hotelshttps://ai.paytabs.com/en/tapngo/
- SoftPOShttps://ai.paytabs.com/en/paytabs-touch/
- Shopping cart pluginshttps://ai.paytabs.com/en/integration-solutions/
- PCI DSS and frameworkshttps://ai.paytabs.com/en/security-compliance/
- Company history and founderhttps://ai.paytabs.com/en/about/
- Support routeshttps://ai.paytabs.com/en/contact/
- Hospitality pay-by-link (coming soon)https://ai.paytabs.com/en/hospitality-solutions/
Pesapal, reviewed 29 September 2026
- Homepage: countries, POS, integrationshttps://www.pesapal.com/
- POS machineshttps://www.pesapal.com/business/pos
- Oracle validated integrationshttps://www.pesapal.com/hospitality
- Oracle products, pay at tablehttps://www.pesapal.com/business/oracle-hospitality
- Online paymentshttps://www.pesapal.com/business/online
- Pricing statementhttps://www.pesapal.com/business/online/payments-page
- Industry sectors and customer storieshttps://www.pesapal.com/business/sector
- Business credithttps://www.pesapal.com/business/credit
- Rack POShttps://www.pesapal.com/business/rack
- Security certificationshttps://www.pesapal.com/security
- Company backgroundhttps://www.pesapal.com/about-us