Adyen for Restaurants vs Elavon vs Pesapal

Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. Elavon is a card payment processor that gives merchants terminals, gateways and its own tablet point of sale, and it states it carries the security and reliability of U.S. Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans. All three are listed under Payment Processing for Food Businesses. Where the profiles show a difference, it is in audience, countries covered and integrations.

Key differences

audience
Not every audience is shared. Entries that only one product lists: Adyen for Restaurants: Enterprise restaurant chains and franchises; Elavon: Full-service restaurants; Pesapal: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments.
countries covered
On geography, Adyen for Restaurants names 67 countries, Elavon names 14 countries and Pesapal names 7 countries. No country appears in every list.
integrations
Adyen for Restaurants names 3 integrations, Elavon names 5 integrations and Pesapal names 9 integrations. No partner appears in every list.
security and compliance
Security and compliance claims are not the same. Adyen for Restaurants: PCI PTS; Elavon: PCI DSS; Pesapal: PCI DSS, PCI compliant.

Side by side

Adyen for Restaurants vs Elavon vs Pesapal: side-by-side comparison from published vendor information
Field	Adyen for Restaurants	Elavon	Pesapal
What it is	Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place.	Elavon is a card payment processor that gives merchants terminals, gateways and its own tablet point of sale, and it states it carries the security and reliability of U.S.	Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans.
Best for	Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual	Full-service restaurants; Quick-service restaurants; Restaurants with an existing POS	Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments
Pricing model	Per-transaction fees	Quote only	Percentage of sales
Starting price	Not published	Not published	Not published
Free plan	Not published	Not published	Not published
Free trial	Not published	Not published	Not published
Contract	Not published	Not published	Not published
Platforms	Not published	Not published	Web
Countries	Andorra, Australia, Austria, Bahrain, Belgium, Brazil and 61 more	Belgium, Canada, Denmark, Germany, Ireland, Luxembourg and 8 more	Kenya, Malawi, Rwanda, Tanzania, Uganda, Zambia and 1 more
Languages	Not published	Not published	Not published
Number of integrations	3	5	9
Certifications	PCI PTS	PCI DSS	PCI DSS, PCI compliant
Security practices	End-to-end encryption	Not published	128-bit SSL in transit and 256-bit AES for stored data, Regulated by the Central Bank of Kenya
Founded	2006	Not published	2009
Headquarters	Amsterdam, Netherlands	Not published	Nairobi, Kenya
Owner	Not published	U.S. Bank (per Elavon's about page)	Not published
Last reviewed	29 September 2026	29 September 2026	29 September 2026

Integrations

No partner appears in every list.

Named only by Adyen for Restaurants

Lightspeed
Oracle
Zenchef

Named only by Elavon

Agilysys
Appetize
NCR
Squirrel Systems

Named only by Pesapal

Compulynx
Fitbit Pay
Google Pay
Microsoft AMX
M-Pesa
Oracle Hospitality OPERA
Oracle Hospitality Suite8
Oracle Simphony/Micros RES

Which to choose