Adyen for Restaurants vs PayTabs vs Pesapal

Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. PayTabs is a payments company serving the Middle East and North Africa. Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans. All three are listed under Payment Processing for Food Businesses. Where the profiles show a difference, it is in audience, countries covered and integrations.

Key differences

  • audience

    The audiences they list differ. Listed for one product only, for example: Adyen for Restaurants: Enterprise restaurant chains and franchises; PayTabs: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Pesapal: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments.

  • countries covered

    On geography, Adyen for Restaurants names 67 countries, PayTabs names 9 countries and Pesapal names 7 countries. No country appears in every list.

  • integrations

    Adyen for Restaurants names 3 integrations, PayTabs names 11 integrations and Pesapal names 9 integrations. No partner appears in every list.

  • security and compliance

    Listed security and compliance items: Adyen for Restaurants: PCI PTS; PayTabs: PCI DSS; Pesapal: PCI DSS, PCI compliant.

  • company background

    Founding years: Adyen for Restaurants, 2006; PayTabs, 2014; Pesapal, 2009.

Side by side

Adyen for Restaurants vs PayTabs vs Pesapal: side-by-side comparison from published vendor information
FieldAdyen for RestaurantsPayTabsPesapal
What it isAdyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place.PayTabs is a payments company serving the Middle East and North Africa.Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans.
Best forEnterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casualRestaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businessesRestaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments
Pricing modelPer-transaction feesQuote onlyPercentage of sales
Starting priceNot publishedNot publishedNot published
Free planNot publishedNot publishedNot published
Free trialNot publishedNot publishedNot published
ContractNot publishedNot publishedNot published
PlatformsNot publishedWeb, iOS, AndroidWeb
CountriesAndorra, Australia, Austria, Bahrain, Belgium, Brazil and 61 moreEgypt, Iraq, Jordan, Kuwait, Oman, Qatar and 3 moreKenya, Malawi, Rwanda, Tanzania, Uganda, Zambia and 1 more
LanguagesNot publishedArabic, English, FrenchNot published
Number of integrations3119
CertificationsPCI PTSPCI DSSPCI DSS, PCI compliant
Security practicesEnd-to-end encryptionEMV 3D Secure 2.0 ready, UAE IA standard and SAMA cybersecurity framework128-bit SSL in transit and 256-bit AES for stored data, Regulated by the Central Bank of Kenya
Founded200620142009
HeadquartersAmsterdam, NetherlandsNot publishedNairobi, Kenya
OwnerNot publishedNot publishedNot published
Last reviewed29 September 202629 September 202629 September 2026

Integrations

No partner appears in every list.

Named only by Adyen for Restaurants

  • Lightspeed
  • Oracle
  • Zenchef

Named only by PayTabs

  • Apple Pay
  • CS-Cart
  • Magento
  • OpenCart
  • PrestaShop
  • Samsung Pay
  • Shopify
  • STC Pay
  • WHMCS
  • WooCommerce
  • Xero

Named only by Pesapal

  • Compulynx
  • Fitbit Pay
  • Google Pay
  • Microsoft AMX
  • M-Pesa
  • Oracle Hospitality OPERA
  • Oracle Hospitality Suite8
  • Oracle Micros
  • Oracle Simphony/Micros RES

Which to choose

Adyen for Restaurants

Choose Adyen for Restaurants if you fit its listed audience: Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual.

PayTabs

Choose PayTabs if your business matches one of the audiences it is listed for: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businesses.

Pesapal

Choose Pesapal if you are in one of these groups: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments.

What we could not confirm

Adyen for Restaurants

  • Terminal prices and rental terms
  • Full list of POS partners
  • Whether Adyen accepts small single-site restaurants directly
  • Legal entity name and registration
  • Founders
  • Contract term

PayTabs

  • A price for the payment gateway or TAPn'GO (only Paymes Super App pricing is published, in a testing phase)
  • Headquarters city, legal entity, team size and funding
  • Named restaurant POS integrations
  • Customer names for restaurants using TAPn'GO
  • Contract term and renewal

Pesapal

  • Transaction rates, POS terminal prices or subscription fees (not published)
  • Contract term and renewal
  • Founders, funding and ownership
  • Interface languages
  • Restaurant POS integrations beyond the Oracle and named POS systems

Go further

Adyen for Restaurants profilePayTabs profilePesapal profile

Other comparisons with these products

Sources

Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.

Adyen for Restaurants, reviewed 29 September 2026

  1. In-person payments overviewhttps://www.adyen.com/pos-payments
  2. Food and beverage pagehttps://www.adyen.com/industries/hospitality
  3. Pricing and countrieshttps://www.adyen.com/pricing
  4. Terminalshttps://www.adyen.com/pos-payments/terminals
  5. Company factshttps://www.adyen.com/about
  6. Partner programmehttps://www.adyen.com/partners

PayTabs, reviewed 29 September 2026

  1. Homepage: products, markets, TAPn'GOhttps://paytabs.com/en/
  2. Pricing pagehttps://paytabs.com/en/pricing/
  3. Paymes Super Apphttps://paytabs.com/en/superapp/
  4. Gateway features and industrieshttps://ai.paytabs.com/en/payment-gateway-platform/
  5. TAPn'GO for restaurants and hotelshttps://ai.paytabs.com/en/tapngo/
  6. SoftPOShttps://ai.paytabs.com/en/paytabs-touch/
  7. Shopping cart pluginshttps://ai.paytabs.com/en/integration-solutions/
  8. PCI DSS and frameworkshttps://ai.paytabs.com/en/security-compliance/
  9. Company history and founderhttps://ai.paytabs.com/en/about/
  10. Support routeshttps://ai.paytabs.com/en/contact/
  11. Hospitality pay-by-link (coming soon)https://ai.paytabs.com/en/hospitality-solutions/