Adyen for Restaurants vs PayTabs vs Tyro vs Yoco
Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. PayTabs is a payments company serving the Middle East and North Africa. Tyro is an Australian payments company that supplies EFTPOS card terminals and a phone-based tap-to-pay option, plus online payments, business banking and accounting software. Yoco is a South African payments and point-of-sale provider for small businesses. All four are listed under Payment Processing for Food Businesses. The main differences are in price, audience and countries covered.
Key differences
price
The only starting price published is Yoco's: ZAR 249 per location per month. Adyen for Restaurants, PayTabs and Tyro do not publish a starting price.
audience
Not every audience is shared. Entries that only one product lists: Adyen for Restaurants: Enterprise restaurant chains and franchises; PayTabs: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Tyro: Australian cafes, restaurants, bars, pubs and bakeries; Yoco: Independent restaurants and cafes in South Africa.
countries covered
On geography, Adyen for Restaurants names 67 countries, PayTabs names 9 countries, Tyro names 1 country and Yoco names 1 country. No country appears in every list.
Side by side
| Field | Adyen for Restaurants | PayTabs | Tyro | Yoco |
|---|---|---|---|---|
| What it is | Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. | PayTabs is a payments company serving the Middle East and North Africa. | Tyro is an Australian payments company that supplies EFTPOS card terminals and a phone-based tap-to-pay option, plus online payments, business banking and accounting software. | Yoco is a South African payments and point-of-sale provider for small businesses. |
| Best for | Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual | Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businesses | Australian cafes, restaurants, bars, pubs and bakeries; Franchise networks in Australia | Independent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee |
| Pricing model | Per-transaction fees | Quote only | Percentage of sales plus terminal rental | Subscription per location plus transaction fees |
| Starting price | Not published | Not published | Not published | ZAR 249 per location per month |
| Free plan | Not published | Not published | No | Yes |
| Free trial | Not published | Not published | Not published | Yes |
| Contract | Not published | Not published | No lock-in contract (per Tyro) | No contract on card machines, per the vendor |
| Platforms | Not published | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android |
| Countries | Andorra, Australia, Austria, Bahrain, Belgium, Brazil and 61 more | Egypt, Iraq, Jordan, Kuwait, Oman, Qatar and 3 more | Australia | South Africa |
| Languages | Not published | Arabic, English, French | Not published | Not published |
| Number of integrations | 3 | 11 | Not published | 11 |
| Certifications | PCI PTS | PCI DSS | Not published | Not published |
| Security practices | End-to-end encryption | EMV 3D Secure 2.0 ready, UAE IA standard and SAMA cybersecurity framework | Not published | 3D-Secure on transactions |
| Founded | 2006 | 2014 | 2003 | Not published |
| Headquarters | Amsterdam, Netherlands | Not published | Australia | Not published |
| Owner | Not published | Not published | Not published | Not published |
| Last reviewed | 29 September 2026 | 29 September 2026 | 29 September 2026 | 29 September 2026 |
Integrations
No partner appears in every list.
Named only by Adyen for Restaurants
- Oracle
- Zenchef
Named only by PayTabs
- Apple Pay
- CS-Cart
- Magento
- OpenCart
- PrestaShop
- Samsung Pay
- STC Pay
- WHMCS
Named only by Tyro
Tyro does not name any integrations in the material we reviewed.
Named only by Yoco
- Loyverse
- QuickBooks
- Sage
- Shopstar
- stub
- TallOrder
- Wix
Which to choose
Adyen for Restaurants
Choose Adyen for Restaurants if you are in one of these groups: Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual.
PayTabs
Choose PayTabs if your business matches one of the audiences it is listed for: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businesses.
Tyro
Choose Tyro if your business matches one of the audiences it is listed for: Australian cafes, restaurants, bars, pubs and bakeries; Franchise networks in Australia.
Less suited to: Businesses outside Australia. Tyro's pages describe its offer, support hours and customers as Australian.
Yoco
Choose Yoco if you are in one of these groups: Independent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee.
What we could not confirm
Adyen for Restaurants
- Terminal prices and rental terms
- Full list of POS partners
- Whether Adyen accepts small single-site restaurants directly
- Legal entity name and registration
- Founders
- Contract term
PayTabs
- A price for the payment gateway or TAPn'GO (only Paymes Super App pricing is published, in a testing phase)
- Headquarters city, legal entity, team size and funding
- Named restaurant POS integrations
- Customer names for restaurants using TAPn'GO
- Contract term and renewal
Tyro
- Currency name for the $ prices
- Legal entity, registration and headquarters city
- Funding
- Security certifications
- Interface languages
- Full list of the 580+ POS partners
Yoco
- Headquarters, founding year and founders
- Legal entity and registration
- Funding rounds (the about page says over $100M raised in total, with no round detail)
- Availability outside South Africa
- Which accounting integrations need the Pro plan
- Interface languages
Go further
Sources
Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.
Adyen for Restaurants, reviewed 29 September 2026
- In-person payments overviewhttps://www.adyen.com/pos-payments
- Food and beverage pagehttps://www.adyen.com/industries/hospitality
- Pricing and countrieshttps://www.adyen.com/pricing
- Terminalshttps://www.adyen.com/pos-payments/terminals
- Company factshttps://www.adyen.com/about
- Partner programmehttps://www.adyen.com/partners
PayTabs, reviewed 29 September 2026
- Homepage: products, markets, TAPn'GOhttps://paytabs.com/en/
- Pricing pagehttps://paytabs.com/en/pricing/
- Paymes Super Apphttps://paytabs.com/en/superapp/
- Gateway features and industrieshttps://ai.paytabs.com/en/payment-gateway-platform/
- TAPn'GO for restaurants and hotelshttps://ai.paytabs.com/en/tapngo/
- SoftPOShttps://ai.paytabs.com/en/paytabs-touch/
- Shopping cart pluginshttps://ai.paytabs.com/en/integration-solutions/
- PCI DSS and frameworkshttps://ai.paytabs.com/en/security-compliance/
- Company history and founderhttps://ai.paytabs.com/en/about/
- Support routeshttps://ai.paytabs.com/en/contact/
- Hospitality pay-by-link (coming soon)https://ai.paytabs.com/en/hospitality-solutions/
Tyro, reviewed 29 September 2026
- Hospitality features and integrationshttps://www.tyro.com/industries/hospitality/
- Pricinghttps://www.tyro.com/merchant-payment-costs/
- Terminals and intro offerhttps://www.tyro.com/payments/in-person/eftpos/
- POS partner listhttps://www.tyro.com/pos-partners/
- Franchise featureshttps://www.tyro.com/industries/franchises/
- Company history and sizehttps://www.tyro.com/about-tyro/
- Support hours and portalshttps://www.tyro.com/support/
Yoco, reviewed 29 September 2026
- Overview and hardware priceshttps://www.yoco.com/za/
- Plans and transaction feeshttps://www.yoco.com/za/pricing/
- Card machines, no contracthttps://www.yoco.com/za/card-machines/
- Rate comparisonhttps://www.yoco.com/za/card-machines/pricing/
- Restaurant featureshttps://www.yoco.com/za/food-and-beverages/restaurants/
- POS overview and handheldhttps://www.yoco.com/za/point-of-sale/
- Yoco Counterhttps://www.yoco.com/za/point-of-sale/yoco-counter/
- Loyaltyhttps://www.yoco.com/za/software/loyalty-programme/
- Capitalhttps://www.yoco.com/za/capital/
- Appshttps://www.yoco.com/za/app/
- Integrationshttps://www.yoco.com/za/integrations/
- Companyhttps://www.yoco.com/za/about/
- 3D-Securehttps://www.yoco.com/za/pro-services/