Adyen for Restaurants vs Yoco
Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. Yoco is a South African payments and point-of-sale provider for small businesses. Both are listed under Payment Processing for Food Businesses. Where the profiles show a difference, it is in price, audience and countries covered.
Key differences
price
Yoco publishes a starting price of ZAR 249 per location per month. Adyen for Restaurants does not publish a starting price.
audience
The audiences they list differ. Listed for one product only, for example: Adyen for Restaurants: Enterprise restaurant chains and franchises; Yoco: Independent restaurants and cafes in South Africa.
countries covered
Adyen for Restaurants names 67 countries and Yoco names 1 country. No country appears in every list.
integrations
The integration lists differ. Adyen for Restaurants names 3 integrations and Yoco names 11 integrations. 1 partner appears in every list.
Side by side
| Field | Adyen for Restaurants | Yoco |
|---|---|---|
| What it is | Adyen is a payments company whose in-person platform provides card terminals, acquiring and reconciliation in one place. | Yoco is a South African payments and point-of-sale provider for small businesses. |
| Best for | Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual | Independent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee |
| Pricing model | Per-transaction fees | Subscription per location plus transaction fees |
| Starting price | Not published | ZAR 249 per location per month |
| Free plan | Not published | Yes |
| Free trial | Not published | Yes |
| Contract | Not published | No contract on card machines, per the vendor |
| Platforms | Not published | Web, iOS, Android |
| Countries | Andorra, Australia, Austria, Bahrain, Belgium, Brazil and 61 more | South Africa |
| Languages | Not published | Not published |
| Number of integrations | 3 | 11 |
| Certifications | PCI PTS | Not published |
| Security practices | End-to-end encryption | 3D-Secure on transactions |
| Founded | 2006 | Not published |
| Headquarters | Amsterdam, Netherlands | Not published |
| Owner | Not published | Not published |
| Last reviewed | 29 September 2026 | 29 September 2026 |
Integrations
Named by both
- Lightspeed
Named only by Adyen for Restaurants
- Oracle
- Zenchef
Named only by Yoco
- Loyverse
- QuickBooks
- Sage
- Shopify
- Shopstar
- stub
- TallOrder
- Wix
- WooCommerce
- Xero
Which to choose
Adyen for Restaurants
Choose Adyen for Restaurants if your business matches one of the audiences it is listed for: Enterprise restaurant chains and franchises; Restaurant software platforms; Quick service and fast casual.
Yoco
Choose Yoco if your business matches one of the audiences it is listed for: Independent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee.
What we could not confirm
Adyen for Restaurants
- Terminal prices and rental terms
- Full list of POS partners
- Whether Adyen accepts small single-site restaurants directly
- Legal entity name and registration
- Founders
- Contract term
Yoco
- Headquarters, founding year and founders
- Legal entity and registration
- Funding rounds (the about page says over $100M raised in total, with no round detail)
- Availability outside South Africa
- Which accounting integrations need the Pro plan
- Interface languages
Go further
Sources
Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.
Adyen for Restaurants, reviewed 29 September 2026
- In-person payments overviewhttps://www.adyen.com/pos-payments
- Food and beverage pagehttps://www.adyen.com/industries/hospitality
- Pricing and countrieshttps://www.adyen.com/pricing
- Terminalshttps://www.adyen.com/pos-payments/terminals
- Company factshttps://www.adyen.com/about
- Partner programmehttps://www.adyen.com/partners
Yoco, reviewed 29 September 2026
- Overview and hardware priceshttps://www.yoco.com/za/
- Plans and transaction feeshttps://www.yoco.com/za/pricing/
- Card machines, no contracthttps://www.yoco.com/za/card-machines/
- Rate comparisonhttps://www.yoco.com/za/card-machines/pricing/
- Restaurant featureshttps://www.yoco.com/za/food-and-beverages/restaurants/
- POS overview and handheldhttps://www.yoco.com/za/point-of-sale/
- Yoco Counterhttps://www.yoco.com/za/point-of-sale/yoco-counter/
- Loyaltyhttps://www.yoco.com/za/software/loyalty-programme/
- Capitalhttps://www.yoco.com/za/capital/
- Appshttps://www.yoco.com/za/app/
- Integrationshttps://www.yoco.com/za/integrations/
- Companyhttps://www.yoco.com/za/about/
- 3D-Securehttps://www.yoco.com/za/pro-services/

