Branch vs DailyPay vs Fuego by Fourth

Branch is a US workforce payments platform that lets employers pay workers quickly through a free digital bank account and debit card, direct payouts to existing bank accounts, and earned wage access. DailyPay is an on-demand pay (earned wage access) service that lets hourly employees draw part of their earned wages before payday. Fuego is an earned wage access app from Fourth, the company behind HotSchedules. All three are listed under Earned Wage Access. Where the profiles show a difference, it is in audience, platforms and countries covered.

Key differences

  • audience

    Not every audience is shared. Entries that only one product lists: Branch: Restaurants and bars paying out tips; DailyPay: Restaurant and QSR employers; Fuego by Fourth: HotSchedules restaurant and hospitality employers.

  • platforms

    Listed platforms: Branch: Web; DailyPay: Web; Fuego by Fourth: iOS, Android.

  • countries covered

    Branch names 1 country, DailyPay names 2 countries and Fuego by Fourth names 1 country. 1 country appears in every list.

  • integrations

    On integrations, Branch names 26 integrations, DailyPay names 13 integrations and Fuego by Fourth names 3 integrations. No partner appears in every list.

Side by side

Branch vs DailyPay vs Fuego by Fourth: side-by-side comparison from published vendor information
FieldBranchDailyPayFuego by Fourth
What it isBranch is a US workforce payments platform that lets employers pay workers quickly through a free digital bank account and debit card, direct payouts to existing bank accounts, and earned wage access.DailyPay is an on-demand pay (earned wage access) service that lets hourly employees draw part of their earned wages before payday.Fuego is an earned wage access app from Fourth, the company behind HotSchedules.
Best forRestaurants and bars paying out tips; Employers with hourly staff who want on-demand payRestaurant and QSR employers; Small businesses with up to 50 employees; Employers using a supported payroll or timekeeping systemHotSchedules restaurant and hospitality employers; Employers trying to improve staff retention
Pricing modelFree for employersFree for employers; per-transfer fee paid by employeesFree for employers; per-draw fees for employees
Starting priceNot publishedNot publishedNot published
Free planYesYesNot published
Free trialNot publishedNot publishedNot published
ContractNot publishedNot publishedNone for employees; the vendor says there is no long-term contract
PlatformsWebWebiOS, Android
CountriesUnited StatesUnited Kingdom, United StatesUnited States
LanguagesNot publishedNot publishedEnglish, Spanish
Number of integrations26133
CertificationsNot publishedNot publishedNot published
Security practicesBanking services provided by FDIC-member sponsor banks (Evolve Bank & Trust, Lead Bank); Branch itself is not a bankNot publishedCard issued by Central Bank of Kansas City, Member FDIC
FoundedNot published2015Not published
HeadquartersNot publishedNot publishedNot published
OwnerNot publishedNot publishedFourth (Fourth Enterprises, LLC)
Last reviewed29 September 202629 September 202629 September 2026

Integrations

No partner appears in every list.

Named only by Branch

  • ADP
  • AtlasRMS
  • BambooHR
  • FoodTech
  • Gratuity Solutions
  • Greenshades
  • Horizon Payroll
  • PAR
  • Paychex
  • Paycom
  • Paycor
  • Paylocity
and 12 more
  • PDQ
  • Quickbooks Online
  • R365
  • Revel
  • Rippling
  • SpotOn
  • Square Payroll
  • Stripe
  • Tippy
  • Toast
  • UKG
  • Workday

Named only by DailyPay

  • ADP Enterprise
  • Altametrics
  • Cake Guest Manager
  • Ceridian - Dayforce
  • Crunchtime
  • Deputy
  • eRestaurant
  • Harri
  • Humanity
  • IRIS (POS)
  • Kronos

Named only by Fuego by Fourth

  • Apple Wallet
  • Google Pay
  • HotSchedules

Which to choose

Branch

Choose Branch if you fit its listed audience: Restaurants and bars paying out tips; Employers with hourly staff who want on-demand pay.

DailyPay

Choose DailyPay if you fit its listed audience: Restaurant and QSR employers; Small businesses with up to 50 employees; Employers using a supported payroll or timekeeping system.

Fuego by Fourth

Choose Fuego by Fourth if you fit its listed audience: HotSchedules restaurant and hospitality employers; Employers trying to improve staff retention.

Our profile lists a weaker fit: Employers that do not use HotSchedules; the vendor describes the business offer as being for HotSchedules customers and says employer participation is required.

What we could not confirm

Branch

  • Any fee for employers beyond the statement that Branch is free
  • Headquarters, founding year, funding and team size
  • Fees charged to workers, see fee schedules
  • Which integrations need extra setup
  • Countries other than the United States
  • Security certifications

DailyPay

  • Headquarters location (press releases carry a New York dateline but no address is stated)
  • Pricing for larger employers
  • Contract term
  • Security certifications
  • Mobile app listings and platforms
  • Investors in each funding round
  • Employee count

Fuego by Fourth

  • Headquarters and founding year
  • Team size
  • Named customers
  • Payroll systems supported

Go further

Branch profileDailyPay profileFuego by Fourth profile

Other comparisons with these products

Sources

Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.

Fuego by Fourth, reviewed 29 September 2026

  1. Home pagehttps://getfuego.com/
  2. Employer offer and FAQhttps://getfuego.com/businesses/
  3. Employee featureshttps://getfuego.com/employees/
  4. Company backgroundhttps://getfuego.com/about/
  5. Fees and FAQhttps://getfuego.com/help/
  6. Legal entities and supporthttps://getfuego.com/legal/