PayTabs vs Pesapal

PayTabs is a payments company serving the Middle East and North Africa. Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans. Both are listed under Payment Processing for Food Businesses. They differ in audience, platforms and countries covered.

Key differences

  • audience

    The audiences they list differ. Listed for one product only, for example: PayTabs: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Pesapal: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments.

  • platforms

    They do not run on the same platforms. PayTabs: Web, iOS, Android; Pesapal: Web.

  • countries covered

    On geography, PayTabs names 9 countries and Pesapal names 7 countries. No country appears in every list.

  • integrations

    PayTabs names 11 integrations and Pesapal names 9 integrations. No partner appears in every list.

  • security and compliance

    Listed security and compliance items: PayTabs: PCI DSS; Pesapal: PCI DSS, PCI compliant.

  • company background

    PayTabs was founded in 2014 and Pesapal in 2009.

Side by side

PayTabs vs Pesapal: side-by-side comparison from published vendor information
FieldPayTabsPesapal
What it isPayTabs is a payments company serving the Middle East and North Africa.Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans.
Best forRestaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businessesRestaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments
Pricing modelQuote onlyPercentage of sales
Starting priceNot publishedNot published
Free planNot publishedNot published
Free trialNot publishedNot published
ContractNot publishedNot published
PlatformsWeb, iOS, AndroidWeb
CountriesEgypt, Iraq, Jordan, Kuwait, Oman, Qatar and 3 moreKenya, Malawi, Rwanda, Tanzania, Uganda, Zambia and 1 more
LanguagesArabic, English, FrenchNot published
Number of integrations119
CertificationsPCI DSSPCI DSS, PCI compliant
Security practicesEMV 3D Secure 2.0 ready, UAE IA standard and SAMA cybersecurity framework128-bit SSL in transit and 256-bit AES for stored data, Regulated by the Central Bank of Kenya
Founded20142009
HeadquartersNot publishedNairobi, Kenya
OwnerNot publishedNot published
Last reviewed29 September 202629 September 2026

Integrations

No partner appears in every list.

Named only by PayTabs

  • Apple Pay
  • CS-Cart
  • Magento
  • OpenCart
  • PrestaShop
  • Samsung Pay
  • Shopify
  • STC Pay
  • WHMCS
  • WooCommerce
  • Xero

Named only by Pesapal

  • Compulynx
  • Fitbit Pay
  • Google Pay
  • Microsoft AMX
  • M-Pesa
  • Oracle Hospitality OPERA
  • Oracle Hospitality Suite8
  • Oracle Micros
  • Oracle Simphony/Micros RES

Which to choose

PayTabs

Choose PayTabs if your business matches one of the audiences it is listed for: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businesses.

Pesapal

Choose Pesapal if you are in one of these groups: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments.

What we could not confirm

PayTabs

  • A price for the payment gateway or TAPn'GO (only Paymes Super App pricing is published, in a testing phase)
  • Headquarters city, legal entity, team size and funding
  • Named restaurant POS integrations
  • Customer names for restaurants using TAPn'GO
  • Contract term and renewal

Pesapal

  • Transaction rates, POS terminal prices or subscription fees (not published)
  • Contract term and renewal
  • Founders, funding and ownership
  • Interface languages
  • Restaurant POS integrations beyond the Oracle and named POS systems

Go further

PayTabs profilePesapal profile

Other comparisons with these products

Sources

Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.

PayTabs, reviewed 29 September 2026

  1. Homepage: products, markets, TAPn'GOhttps://paytabs.com/en/
  2. Pricing pagehttps://paytabs.com/en/pricing/
  3. Paymes Super Apphttps://paytabs.com/en/superapp/
  4. Gateway features and industrieshttps://ai.paytabs.com/en/payment-gateway-platform/
  5. TAPn'GO for restaurants and hotelshttps://ai.paytabs.com/en/tapngo/
  6. SoftPOShttps://ai.paytabs.com/en/paytabs-touch/
  7. Shopping cart pluginshttps://ai.paytabs.com/en/integration-solutions/
  8. PCI DSS and frameworkshttps://ai.paytabs.com/en/security-compliance/
  9. Company history and founderhttps://ai.paytabs.com/en/about/
  10. Support routeshttps://ai.paytabs.com/en/contact/
  11. Hospitality pay-by-link (coming soon)https://ai.paytabs.com/en/hospitality-solutions/