PayTabs vs takepayments vs Yoco
PayTabs is a payments company serving the Middle East and North Africa. takepayments is a UK provider of card payment services for small independent businesses, including hospitality. Yoco is a South African payments and point-of-sale provider for small businesses. All three are listed under Payment Processing for Food Businesses. Where the profiles show a difference, it is in price, audience and platforms.
Key differences
price
The only starting price published is Yoco's: ZAR 249 per location per month. PayTabs and takepayments do not publish a starting price.
audience
Audience differs between the profiles. Listed by one product alone: PayTabs: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; takepayments: Independent UK hospitality businesses; Yoco: Independent restaurants and cafes in South Africa.
platforms
Platform support differs. PayTabs: Web, iOS, Android; takepayments: Web; Yoco: Web, iOS, Android.
countries covered
PayTabs names 9 countries, takepayments names 1 country and Yoco names 1 country. No country appears in every list.
integrations
The integration lists differ. PayTabs names 11 integrations, takepayments names 8 integrations and Yoco names 11 integrations. 3 partners appear in every list.
Side by side
| Field | PayTabs | takepayments | Yoco |
|---|---|---|---|
| What it is | PayTabs is a payments company serving the Middle East and North Africa. | takepayments is a UK provider of card payment services for small independent businesses, including hospitality. | Yoco is a South African payments and point-of-sale provider for small businesses. |
| Best for | Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businesses | Independent UK hospitality businesses; Small businesses that want table or bar payments on a portable terminal | Independent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee |
| Pricing model | Quote only | Quote only | Subscription per location plus transaction fees |
| Starting price | Not published | Not published | ZAR 249 per location per month |
| Free plan | Not published | Not published | Yes |
| Free trial | Not published | Not published | Yes |
| Contract | Not published | 12 months for card machines; 18 months for the hospitality EPOS | No contract on card machines, per the vendor |
| Platforms | Web, iOS, Android | Web | Web, iOS, Android |
| Countries | Egypt, Iraq, Jordan, Kuwait, Oman, Qatar and 3 more | United Kingdom | South Africa |
| Languages | Arabic, English, French | Not published | Not published |
| Number of integrations | 11 | 8 | 11 |
| Certifications | PCI DSS | Not published | Not published |
| Security practices | EMV 3D Secure 2.0 ready, UAE IA standard and SAMA cybersecurity framework | Licensed by Mastercard and Visa Europe as an Independent Sales Organisation and Member Service Provider | 3D-Secure on transactions |
| Founded | 2014 | Not published | Not published |
| Headquarters | Not published | Stockport, United Kingdom | Not published |
| Owner | Not published | Global Payments | Not published |
| Last reviewed | 29 September 2026 | 29 September 2026 | 29 September 2026 |
Integrations
Named by all three
- Shopify
- WooCommerce
- Xero
Named only by PayTabs
- Apple Pay
- CS-Cart
- PrestaShop
- Samsung Pay
- STC Pay
- WHMCS
Named only by takepayments
- Freshbooks
- Fresh KDS
- WordPress
Named only by Yoco
- Lightspeed
- Loyverse
- QuickBooks
- Sage
- Shopstar
- stub
- TallOrder
- Wix
Which to choose
PayTabs
Choose PayTabs if you are in one of these groups: Restaurants, cafes and hotels in Saudi Arabia, the UAE and Egypt; Small merchants and mobile food sellers in the region; Online sellers and small businesses.
takepayments
Choose takepayments if you are in one of these groups: Independent UK hospitality businesses; Small businesses that want table or bar payments on a portable terminal.
Less suited to: Businesses outside the UK: the vendor says it specialises in helping independent UK businesses take card payments.
Yoco
Choose Yoco if you fit its listed audience: Independent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee.
What we could not confirm
PayTabs
- A price for the payment gateway or TAPn'GO (only Paymes Super App pricing is published, in a testing phase)
- Headquarters city, legal entity, team size and funding
- Named restaurant POS integrations
- Customer names for restaurants using TAPn'GO
- Contract term and renewal
takepayments
- Any price for card machines or the EPOS (quote only)
- Founding year, founders, funding and employee count
- Acquisition date by Global Payments
- EPOS hardware and supported operating systems
- Interface languages
- Named restaurant customers
Yoco
- Headquarters, founding year and founders
- Legal entity and registration
- Funding rounds (the about page says over $100M raised in total, with no round detail)
- Availability outside South Africa
- Which accounting integrations need the Pro plan
- Interface languages
Sources
Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.
PayTabs, reviewed 29 September 2026
- Homepage: products, markets, TAPn'GOhttps://paytabs.com/en/
- Pricing pagehttps://paytabs.com/en/pricing/
- Paymes Super Apphttps://paytabs.com/en/superapp/
- Gateway features and industrieshttps://ai.paytabs.com/en/payment-gateway-platform/
- TAPn'GO for restaurants and hotelshttps://ai.paytabs.com/en/tapngo/
- SoftPOShttps://ai.paytabs.com/en/paytabs-touch/
- Shopping cart pluginshttps://ai.paytabs.com/en/integration-solutions/
- PCI DSS and frameworkshttps://ai.paytabs.com/en/security-compliance/
- Company history and founderhttps://ai.paytabs.com/en/about/
- Support routeshttps://ai.paytabs.com/en/contact/
- Hospitality pay-by-link (coming soon)https://ai.paytabs.com/en/hospitality-solutions/
takepayments, reviewed 29 September 2026
- Homepage: positioning, Global Payments companyhttps://www.takepayments.com
- Hospitality EPOS features, integrations, contracthttps://www.takepayments.com/pos-system/hospitality/
- Card machines, pricing FAQ, contracthttps://www.takepayments.com/card-machines/
- takepaymentsplus featureshttps://www.takepayments.com/card-machines/plus/
- Online payment options and shopping cart integrationshttps://www.takepayments.com/online-payments/
- Company, UK focus, registrationhttps://www.takepayments.com/company/
- Legal entity and registered officehttps://www.takepayments.com/terms-and-conditions/
Yoco, reviewed 29 September 2026
- Overview and hardware priceshttps://www.yoco.com/za/
- Plans and transaction feeshttps://www.yoco.com/za/pricing/
- Card machines, no contracthttps://www.yoco.com/za/card-machines/
- Rate comparisonhttps://www.yoco.com/za/card-machines/pricing/
- Restaurant featureshttps://www.yoco.com/za/food-and-beverages/restaurants/
- POS overview and handheldhttps://www.yoco.com/za/point-of-sale/
- Yoco Counterhttps://www.yoco.com/za/point-of-sale/yoco-counter/
- Loyaltyhttps://www.yoco.com/za/software/loyalty-programme/
- Capitalhttps://www.yoco.com/za/capital/
- Appshttps://www.yoco.com/za/app/
- Integrationshttps://www.yoco.com/za/integrations/
- Companyhttps://www.yoco.com/za/about/
- 3D-Securehttps://www.yoco.com/za/pro-services/