PayTray vs Zapper

PayTray is a UK QR table-payment service for restaurants, cafes and bars. Zapper is a South African payments platform that lets businesses take QR code, tap-on-phone, card and online payments, then use the payment data for marketing. Both are listed under Pay-at-Table & QR Payments. They differ in price, free plans and audience.

Key differences

  • price

    On price, PayTray at GBP 24.99 per restaurant per month; Zapper at ZAR 220 per store per month (excl. VAT). These figures are not directly comparable because the currency or billing basis is not the same.

  • free plans

    A free plan is available from Zapper, but not from PayTray.

  • audience

    Not every audience is shared. Entries that only one product lists: PayTray: Restaurants that want guests to pay at the table; Zapper: South African restaurants and cafes wanting low-cost QR payments.

  • platforms

    Listed platforms: PayTray: Web; Zapper: Web, Android.

  • countries covered

    On geography, PayTray names 1 country and Zapper names 1 country. No country appears in every list.

  • integrations

    On integrations, PayTray names 9 integrations and Zapper names 5 integrations. No partner appears in every list.

  • security and compliance

    The security and compliance details they list differ. PayTray: PCI compliant; Zapper: PCI DSS.

Side by side

PayTray vs Zapper: side-by-side comparison from published vendor information
FieldPayTrayZapper
What it isPayTray is a UK QR table-payment service for restaurants, cafes and bars.Zapper is a South African payments platform that lets businesses take QR code, tap-on-phone, card and online payments, then use the payment data for marketing.
Best forRestaurants that want guests to pay at the table; Venues keeping their existing EPOS and payment provider; Cafes and barsSouth African restaurants and cafes wanting low-cost QR payments; Merchants who want loyalty and vouchers tied to payments; Small businesses that need quick working capital
Pricing modelSubscription per locationSubscription per location
Starting priceGBP 24.99 per restaurant per monthZAR 220 per store per month (excl. VAT)
Free planNoYes
Free trialNot publishedYes
ContractNot publishedNot published
PlatformsWebWeb, Android
CountriesUnited KingdomSouth Africa
LanguagesEnglish, French, Italian, SpanishNot published
Number of integrations95
CertificationsPCI compliantPCI DSS
Security practicesRole-based access, encrypted provider credentials, hashed passwords, rate limits and webhook verification (no certification named)3D Secure
FoundedNot publishedNot published
HeadquartersUnited KingdomNot published
OwnerNot publishedNot published
Last reviewed29 September 202629 September 2026

Integrations

No partner appears in every list.

Named only by PayTray

  • Apple Pay
  • Epos Now
  • Google Pay
  • Lightspeed
  • Square
  • SumUp
  • Tabology
  • Tevalis
  • Toast

Named only by Zapper

  • Ecwid
  • Magento
  • nopCommerce
  • Shopify
  • WooCommerce (Wordpress)

Which to choose

PayTray

Choose PayTray if you fit its listed audience: Restaurants that want guests to pay at the table; Venues keeping their existing EPOS and payment provider; Cafes and bars.

Zapper

Choose Zapper if your business matches one of the audiences it is listed for: South African restaurants and cafes wanting low-cost QR payments; Merchants who want loyalty and vouchers tied to payments; Small businesses that need quick working capital.

Weaker fit: Businesses outside South Africa: the pricing page and sales form are for businesses based within South Africa.

What we could not confirm

PayTray

  • Minimum contract term and cancellation terms
  • Named payment providers and any card processing fees
  • Founding year, headquarters city, team size and funding
  • Customers using PayTray
  • Where the service is actually sold beyond the UK inference
  • Support hours and channels beyond email

Zapper

  • Contract term and renewal
  • Restaurant POS integration names
  • Founding year, headquarters, funding and team size (no company page found)
  • Whether an iOS merchant app exists
  • Interface languages
  • Hardware beyond Android NFC phone

Go further

PayTray profileZapper profile

Other comparisons with these products

Sources

Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.

PayTray, reviewed 29 September 2026

  1. Home page (renders with JavaScript): features, pricing, EPOS list, FAQ, company registrationhttps://paytray.co.uk/
  2. Security practiceshttps://paytray.co.uk/security
  3. PCI compliance statementhttps://paytray.co.uk/pci-compliance