takepayments vs Yoco

takepayments is a UK provider of card payment services for small independent businesses, including hospitality. Yoco is a South African payments and point-of-sale provider for small businesses. Both are listed under Payment Processing for Food Businesses. The main differences are in price, contract terms and audience.

Key differences

  • price

    On price, Yoco lists ZAR 249 per location per month. Takepayments does not publish a starting price.

  • contract terms

    Contract terms differ. takepayments: 12 months for card machines; 18 months for the hospitality EPOS; Yoco: No contract on card machines, per the vendor.

  • audience

    Not every audience is shared. Entries that only one product lists: takepayments: Independent UK hospitality businesses; Yoco: Independent restaurants and cafes in South Africa.

  • platforms

    Listed platforms: takepayments: Web; Yoco: Web, iOS, Android.

  • countries covered

    On geography, takepayments names 1 country and Yoco names 1 country. No country appears in every list.

  • integrations

    The integration lists differ. Takepayments names 8 integrations and Yoco names 11 integrations. 3 partners appear in every list.

Side by side

takepayments vs Yoco: side-by-side comparison from published vendor information
FieldtakepaymentsYoco
What it istakepayments is a UK provider of card payment services for small independent businesses, including hospitality.Yoco is a South African payments and point-of-sale provider for small businesses.
Best forIndependent UK hospitality businesses; Small businesses that want table or bar payments on a portable terminalIndependent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee
Pricing modelQuote onlySubscription per location plus transaction fees
Starting priceNot publishedZAR 249 per location per month
Free planNot publishedYes
Free trialNot publishedYes
Contract12 months for card machines; 18 months for the hospitality EPOSNo contract on card machines, per the vendor
PlatformsWebWeb, iOS, Android
CountriesUnited KingdomSouth Africa
LanguagesNot publishedNot published
Number of integrations811
CertificationsNot publishedNot published
Security practicesLicensed by Mastercard and Visa Europe as an Independent Sales Organisation and Member Service Provider3D-Secure on transactions
FoundedNot publishedNot published
HeadquartersStockport, United KingdomNot published
OwnerGlobal PaymentsNot published
Last reviewed29 September 202629 September 2026

Integrations

Named by both

  • Shopify
  • WooCommerce
  • Xero

Named only by takepayments

  • Freshbooks
  • Fresh KDS
  • Magento
  • OpenCart
  • WordPress

Named only by Yoco

  • Lightspeed
  • Loyverse
  • QuickBooks
  • Sage
  • Shopstar
  • stub
  • TallOrder
  • Wix

Which to choose

takepayments

Choose takepayments if your business matches one of the audiences it is listed for: Independent UK hospitality businesses; Small businesses that want table or bar payments on a portable terminal.

Less suited to: Businesses outside the UK: the vendor says it specialises in helping independent UK businesses take card payments.

Yoco

Choose Yoco if your business matches one of the audiences it is listed for: Independent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee.

What we could not confirm

takepayments

  • Any price for card machines or the EPOS (quote only)
  • Founding year, founders, funding and employee count
  • Acquisition date by Global Payments
  • EPOS hardware and supported operating systems
  • Interface languages
  • Named restaurant customers

Yoco

  • Headquarters, founding year and founders
  • Legal entity and registration
  • Funding rounds (the about page says over $100M raised in total, with no round detail)
  • Availability outside South Africa
  • Which accounting integrations need the Pro plan
  • Interface languages

Go further

takepayments profileYoco profile

Other comparisons with these products

Sources

Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.

takepayments, reviewed 29 September 2026

  1. Homepage: positioning, Global Payments companyhttps://www.takepayments.com
  2. Hospitality EPOS features, integrations, contracthttps://www.takepayments.com/pos-system/hospitality/
  3. Card machines, pricing FAQ, contracthttps://www.takepayments.com/card-machines/
  4. takepaymentsplus featureshttps://www.takepayments.com/card-machines/plus/
  5. Online payment options and shopping cart integrationshttps://www.takepayments.com/online-payments/
  6. Company, UK focus, registrationhttps://www.takepayments.com/company/
  7. Legal entity and registered officehttps://www.takepayments.com/terms-and-conditions/