Pesapal vs takepayments
Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans. takepayments is a UK provider of card payment services for small independent businesses, including hospitality. Both are listed under Payment Processing for Food Businesses. Where the profiles show a difference, it is in audience, countries covered and integrations.
Key differences
audience
Audience differs between the profiles. Listed by one product alone: Pesapal: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; takepayments: Independent UK hospitality businesses.
countries covered
Pesapal names 7 countries and takepayments names 1 country. No country appears in every list.
integrations
Pesapal names 9 integrations and takepayments names 8 integrations. No partner appears in every list.
company background
Pesapal is based in Nairobi, Kenya and takepayments in Stockport, United Kingdom.
Side by side
| Field | Pesapal | takepayments |
|---|---|---|
| What it is | Pesapal is a payments company in East and Southern Africa that offers card and M-Pesa acceptance on POS machines, online payments and business loans. | takepayments is a UK provider of card payment services for small independent businesses, including hospitality. |
| Best for | Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments | Independent UK hospitality businesses; Small businesses that want table or bar payments on a portable terminal |
| Pricing model | Percentage of sales | Quote only |
| Starting price | Not published | Not published |
| Free plan | Not published | Not published |
| Free trial | Not published | Not published |
| Contract | Not published | 12 months for card machines; 18 months for the hospitality EPOS |
| Platforms | Web | Web |
| Countries | Kenya, Malawi, Rwanda, Tanzania, Uganda, Zambia and 1 more | United Kingdom |
| Languages | Not published | Not published |
| Number of integrations | 9 | 8 |
| Certifications | PCI DSS, PCI compliant | Not published |
| Security practices | 128-bit SSL in transit and 256-bit AES for stored data, Regulated by the Central Bank of Kenya | Licensed by Mastercard and Visa Europe as an Independent Sales Organisation and Member Service Provider |
| Founded | 2009 | Not published |
| Headquarters | Nairobi, Kenya | Stockport, United Kingdom |
| Owner | Not published | Global Payments |
| Last reviewed | 29 September 2026 | 29 September 2026 |
Integrations
No partner appears in every list.
Named only by Pesapal
- Compulynx
- Fitbit Pay
- Google Pay
- Microsoft AMX
- M-Pesa
- Oracle Hospitality OPERA
- Oracle Hospitality Suite8
- Oracle Micros
- Oracle Simphony/Micros RES
Named only by takepayments
- Freshbooks
- Fresh KDS
- Magento
- OpenCart
- Shopify
- WooCommerce
- WordPress
- Xero
Which to choose
Pesapal
Choose Pesapal if your business matches one of the audiences it is listed for: Restaurants and cafes in Kenya and East Africa that need M-Pesa and card payments; Restaurants, bars and hotels running Oracle Simphony or OPERA; Restaurants that want online ordering with payments.
takepayments
Choose takepayments if you are in one of these groups: Independent UK hospitality businesses; Small businesses that want table or bar payments on a portable terminal.
Our profile lists a weaker fit: Businesses outside the UK: the vendor says it specialises in helping independent UK businesses take card payments.
What we could not confirm
Pesapal
- Transaction rates, POS terminal prices or subscription fees (not published)
- Contract term and renewal
- Founders, funding and ownership
- Interface languages
- Restaurant POS integrations beyond the Oracle and named POS systems
takepayments
- Any price for card machines or the EPOS (quote only)
- Founding year, founders, funding and employee count
- Acquisition date by Global Payments
- EPOS hardware and supported operating systems
- Interface languages
- Named restaurant customers
Sources
Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.
Pesapal, reviewed 29 September 2026
- Homepage: countries, POS, integrationshttps://www.pesapal.com/
- POS machineshttps://www.pesapal.com/business/pos
- Oracle validated integrationshttps://www.pesapal.com/hospitality
- Oracle products, pay at tablehttps://www.pesapal.com/business/oracle-hospitality
- Online paymentshttps://www.pesapal.com/business/online
- Pricing statementhttps://www.pesapal.com/business/online/payments-page
- Industry sectors and customer storieshttps://www.pesapal.com/business/sector
- Business credithttps://www.pesapal.com/business/credit
- Rack POShttps://www.pesapal.com/business/rack
- Security certificationshttps://www.pesapal.com/security
- Company backgroundhttps://www.pesapal.com/about-us
takepayments, reviewed 29 September 2026
- Homepage: positioning, Global Payments companyhttps://www.takepayments.com
- Hospitality EPOS features, integrations, contracthttps://www.takepayments.com/pos-system/hospitality/
- Card machines, pricing FAQ, contracthttps://www.takepayments.com/card-machines/
- takepaymentsplus featureshttps://www.takepayments.com/card-machines/plus/
- Online payment options and shopping cart integrationshttps://www.takepayments.com/online-payments/
- Company, UK focus, registrationhttps://www.takepayments.com/company/
- Legal entity and registered officehttps://www.takepayments.com/terms-and-conditions/