Fourth Tip Payout

Fourth Tip Payout is the digital tip distribution part of Fourth's HotSchedules workforce platform. It takes tip amounts calculated from POS data, sends them electronically to employees' bank accounts, debit cards or a Fuego Visa card instead of paying out cash at the end of a shift, and exports paid and unpaid tips to payroll. It is sold to multi-unit restaurant and hospitality operators.

Fourth's platform includes HotSchedules, Adaco, MacromatiX and Red Book Solutions.

Last reviewed

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Home page of Fourth Tip Payout's website
Fourth Tip Payout's website on 30 September 2026
Best for
Multi-location restaurant operators paying tips in cash, Existing HotSchedules customers
Pricing
Free to employer, employee transfer fees
Runs on
Web

Who it is for

  • Multi-location restaurant operators paying tips in cash

    Replaces nightly cash tip counts and bank runs with automated digital transfers approved by managers.

  • Existing HotSchedules customers

    Tip Payout is built into HotSchedules, and the vendor's Fuego on-demand pay page says companies must use HotSchedules as their scheduling tool.

  • Operators with complex tip rules

    Pairs with Tip Pooling, which handles pools, tip-outs and service charges by role, day part and location.

Less suited to: Operators that do not use HotSchedules for scheduling; the vendor's related Fuego page says companies must use HotSchedules.

What it does

  • Digital tip payouts

    Approved tips are transferred electronically to an employee's bank account, debit card or Fuego Visa card instead of cash.

  • Tip data from POS

    Uses tip, sales and labour data already held in the POS; the vendor says it draws on 30+ major POS systems.

  • Tip Pooling

    Rules-based calculation of tip pools, tip-outs and service charges by role, day part and location, run daily.

  • Manager review and approval

    Managers review calculated tips alongside punch records in HotSchedules and adjust before approving, or can automate approval.

  • Payroll export

    Provides a pay period tip report file listing paid and unpaid tips that the payroll administrator uploads to the payroll provider.

  • Employee visibility

    Employees and managers can see what was earned, what was contributed and how each payout was calculated.

  • Multi-location rules

    Different tip rules by region, pools copied across locations, and a change audit trail.

  • Fuego Visa card

    A debit card issued by Central Bank of Kansas City that receives tip payouts at no cost to the employee.

  • Daily ACH recovery of paid tips

    Tips paid out are recovered from the employer by ACH debit daily, with a breakdown for finance reconciliation.

  • Earned wage access (Fuego)

    A separate on-demand pay service; the vendor says employees can draw part of their earned pay after a shift, deducted from net pay.

Pricing

Pricing model
Free to employer, employee transfer fees

The vendor says there is no implementation fee and no subscription fee for the employer. Employees pay to move tips: $0.50 for ACH (2 to 3 days), $1 for same-day ACH and $2 to a card account (within minutes); payments to the Fuego Visa card are free. Employers can choose to cover these transfer costs. These are per-transfer fees, not a recurring price for the product, so no starting price is listed.

How it compares

Compared with the 12 products in Cash Management & Tipping Payments that have a profile on this site. These figures describe the category. They are not a recommendation.

  • Names 16 integrations. The median in this category is 3.
  • Lists Web only. Among the 12 products in this category that state their platforms, 4 list an iOS app and 4 list an Android app.
  • The category's 10 most-named integration partners are Stripe, Apple Pay, Google Pay, Aloha, PayPal, Toast, Access People for Hospitality, Bancontact, Bizimply, Checkout.com. Of these, this product's listing names Aloha, Toast.

Works with

Point of sale
AlohaDigital DiningFocusHungerRushLightspeed U SeriesMicros 3700PAR POSPOSitouchRestaurant ManagerSquirrelToastXpientXenial IRISQURevelSimphony

These are the POS partners on Fourth's platform-wide integrations page; the page does not say which apply to Tip Payout. The Tip Payout page says it uses data from 30+ major POS systems without naming them.

Where and how it runs

Platforms
Web
Apps
Fuego: Employee app for digital tip payouts and on-demand pay
Hardware
None stated for Tip Payout. The Fuego Visa card is a debit card issued to employees.

The tip payout pages do not state where the service is sold. The card issuer is a US bank, but availability by country is not stated.

The company

Company
Fourth Enterprises LLC
Founded
1999 (two predecessor companies, Fourth and HotSchedules; merged July 2019)
Customers named by the vendor
On Deck Concepts, SSP America

Security and support

Support
The site offers a customer portal, customer support and professional services, and a contact-sales form. Fuego card questions go to a 24/7 toll-free number given on the Fuego page.

Listing details

Vendor
Fourth
Headquarters
United States
Built for
Restaurants
Focus
Food-specific
Status
Active
Website
fourth.com

Alternatives to Fourth Tip Payout

See all 18 in Cash Management & Tipping Payments

  • eTip

    eTip is a digital tipping and tip management platform for hospitality.

    Names 7 integrations, against 16 for Fourth Tip Payout.

  • TiPJAR

    TiPJAR is a UK tipping and tronc platform for hospitality.

    Names 12 integrations, against 16 for Fourth Tip Payout.

  • eDrixx

    eDrixx is a German service that lets restaurant, hotel and other service staff accept tips by card or phone through a personal or team QR code.

    Runs on Web, iOS and Android, against Web for Fourth Tip Payout.

  • Easy Tipping

    Easy Tipping is a digital tipping platform where guests scan a QR code and tip by card in their browser, with no app needed.

    Runs on Web, iOS and Android, against Web for Fourth Tip Payout.

Compare Fourth Tip Payout

Side-by-side tables built from the same profile data.

What we could not confirm

These points were not confirmed when this page was written.

  • Countries where Tip Payout is available
  • Which POS systems are supported for tip data (30+ claimed, not listed)
  • Contract term and renewal
  • Headquarters city and employee count
  • Security certifications
  • App Store and Google Play listings for the Fuego app

Sources

Facts on this page come from the pages below, checked on 29 September 2026. Prices and features change, so confirm with the vendor before you buy.

  1. Homepage and navigationhttps://www.fourth.com
  2. Tip management overview and FAQ, feeshttps://www.fourth.com/solution/workforce-management-software/tip-payout-software
  3. Tip Payout product pagehttps://www.fourth.com/solution/workforce-management-software/tip-payout-software/tip-payout
  4. Tip Pooling pagehttps://www.fourth.com/solution/workforce-management-software/tip-payout-software/tip-pooling
  5. Integration partner listhttps://www.fourth.com/partner/integrations
  6. Company history, customers, investorhttps://www.fourth.com/company/about
  7. Fuego app and cardhttps://www.fourth.com/product/fuego
  8. Earned wage accesshttps://www.fourth.com/solution/workforce-management-software/earned-wage-access