Fourth vs Loaded
Fourth is a cloud suite for restaurant and hospitality operators covering workforce management, inventory and purchasing, payroll and HR, and analytics. Loaded is a cloud back-office platform for hospitality venues that pulls sales from the venue's POS and combines revenue reporting, stock and recipe costing, AI invoice processing, rosters, timesheets and award-rate wage costs. Both are listed under Multi-Unit & Enterprise Restaurant Operations. They differ in price, audience and platforms.
Key differences
price
The only starting price published is Loaded's: USD 119 per venue per month. Fourth does not publish a starting price.
audience
Not every audience is shared. Entries that only one product lists: Fourth: Multi-location restaurant operators; Loaded: Multi-site hospitality groups.
platforms
Platform support differs. Fourth: Web, iOS, Android; Loaded: Web.
countries covered
Country coverage differs. Fourth names 4 countries and Loaded names 2 countries. 1 country appears in every list.
integrations
The integration lists differ. Fourth names 25 integrations and Loaded names 28 integrations. 1 partner appears in every list.
company background
Fourth is based in Austin, United States and Loaded in Queenstown, New Zealand.
Side by side
| Field | Fourth | Loaded |
|---|---|---|
| What it is | Fourth is a cloud suite for restaurant and hospitality operators covering workforce management, inventory and purchasing, payroll and HR, and analytics. | Loaded is a cloud back-office platform for hospitality venues that pulls sales from the venue's POS and combines revenue reporting, stock and recipe costing, AI invoice processing, rosters, timesheets and award-rate wage costs. |
| Best for | Multi-location restaurant operators; Enterprise and quick-service chains; Hotels, bars and retail; Operators wanting workforce and inventory in one vendor | Multi-site hospitality groups; Franchise operators; Independent cafes, bars, restaurants and pubs in Australia and New Zealand |
| Pricing model | Quote only | Subscription per venue |
| Starting price | Not published | USD 119 per venue per month |
| Free plan | Not published | Not published |
| Free trial | Not published | Yes |
| Contract | Set by the order form (initial term not stated in the terms) | Not published |
| Platforms | Web, iOS, Android | Web |
| Countries | Australia, Canada, United Kingdom, United States | Australia, New Zealand |
| Languages | Not published | Not published |
| Number of integrations | 25 | 28 |
| Certifications | ISO 9001 | Not published |
| Security practices | Cloud hosting in US, EMEA and APAC data centres built to Tier 3 standards with zero-trust network design, Data processing agreement published | Not published |
| Founded | Not published | Not published |
| Headquarters | Austin, United States | Queenstown, New Zealand |
| Owner | Marlin Equity Partners (majority owner as of the 2019 acquisition; Insight Partners minority) | Not published |
| Last reviewed | 29 September 2026 | 29 September 2026 |
Integrations
Named by both
- Revel
Named only by Fourth
- Aloha (NCR)
- BlueCats
- CareerBuilder
- Cooper-Atkins
- Digital Dining
- Focus
- HungerRush
- Indeed
- ITD Food Safety
- Oracle Micros 3700
- Monster
- PAR POS (formerly Brink)
and 12 moreshow fewer
- POSitouch
- QU
- Restaurant Manager
- Oracle Simphony
- Snagajob
- Squirrel
- Sysco
- Toast
- Lightspeed U Series (formerly Upserve)
- US Foods
- Xenial IRIS
- Xpient
Named only by Loaded
- Abacus
- Bepoz
- Bustle
- Crystal Payroll
- Dnero
- Epos
- Ezypay
- Fedelta
- H + L
- Idealpos
- Impos
- Info Genesis
and 15 moreshow fewer
- iPayroll
- Lightspeed (K-Series)
- Lightspeed (O-Series)
- MYOB
- Aloha
- Onetap
- Ordermate
- PayHero
- Pay Sauce
- Posbiz
- Redcat
- Square
- Swiftpos
- Tevalis
- Xero
Which to choose
Fourth
Choose Fourth if your business matches one of the audiences it is listed for: Multi-location restaurant operators; Enterprise and quick-service chains; Hotels, bars and retail.
Loaded
Choose Loaded if your business matches one of the audiences it is listed for: Multi-site hospitality groups; Franchise operators; Independent cafes, bars, restaurants and pubs in Australia and New Zealand.
Less suited to: Venues wanting a POS as well: Loaded connects to an existing POS. Its award and wage compliance features are built for Australia.
What we could not confirm
Fourth
- Any price; conditions of the free year of HotSchedules promotion
- Legal entity name and registration (several Fourth companies appear in the terms)
- Current ownership (the latest ownership event stated is the 2019 Marlin acquisition)
- Initial contract term and minimum length
- Interface languages and the full list of countries served
- Fourth iQ app platforms and availability dates
- Employee count
- Accounting integrations
- Customer counts differ between pages (120,000 locations on the homepage; 15,000 customers across 100,000 sites on the about page)
Loaded
- Contract minimum term and renewal
- Founding year, employee count, funding
- App store listings and platforms for the team and timeclock apps
- Security certifications and hosting
- Interface languages
Sources
Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.
Fourth, reviewed 29 September 2026
- Homepage: positioning, 120,000 locations claimhttps://www.fourth.com/
- Company overview, customer claimshttps://www.fourth.com/company/about
- Offices and support numbershttps://www.fourth.com/company/contact
- HotSchedules features, apps, promotionhttps://www.fourth.com/product/hotschedules
- MacromatiXhttps://www.fourth.com/product/macromatix
- Workforce management featureshttps://www.fourth.com/solution/workforce-management-software
- Inventory featureshttps://www.fourth.com/solution/inventory-management
- Fourth iQ and named customershttps://www.fourth.com/solution/ai-intro
- Integration partnershttps://www.fourth.com/partner/integrations
- Renewal, fee changes, Fuego serviceshttps://www.fourth.com/legal/general-terms-and-conditions
- Hosting and securityhttps://www.fourth.com/legal/fourth-hosting-data-security
- Press releases: ISO 9001https://www.fourth.com/company/press-room
- 2019 acquisition, founding year, officeshttps://www.marlinequity.com/news/marlin-completes-the-acquisition-of-hotschedules-and-fourth/
- Data processing agreement (listed in sitemap)https://www.fourth.com/legal/data-processing-agreement
- System requirements page (listed in sitemap, not read)https://www.fourth.com/legal/minimum-system-requirements-for-all-systems
Loaded, reviewed 29 September 2026
- Homepage and customer logoshttps://www.loadedhub.com/
- Plans and POS listhttps://www.loadedhub.com/pricing
- Featureshttps://www.loadedhub.com/features
- POS, payroll and accounting partnershttps://www.loadedhub.com/partners
- AI invoice processinghttps://www.loadedhub.com/landing-pages/ai-invoice-processing
- Multi-site groupshttps://www.loadedhub.com/groups
- Franchiseshttps://www.loadedhub.com/loaded-for-franchises
- Company and foundershttps://www.loadedhub.com/about
- Contact and officehttps://www.loadedhub.com/contact
- Legal entityhttps://www.loadedhub.com/loaded-terms-of-use

