Tyro vs Yoco

Tyro is an Australian payments company that supplies EFTPOS card terminals and a phone-based tap-to-pay option, plus online payments, business banking and accounting software. Yoco is a South African payments and point-of-sale provider for small businesses. Both are listed under Payment Processing for Food Businesses. Where the profiles show a difference, it is in price, free plans and audience.

Key differences

  • price

    The only starting price published is Yoco's: ZAR 249 per location per month. Tyro does not publish a starting price.

  • free plans

    A free plan is available from Yoco, but not from Tyro.

  • audience

    Not every audience is shared. Entries that only one product lists: Tyro: Australian cafes, restaurants, bars, pubs and bakeries; Yoco: Independent restaurants and cafes in South Africa.

  • countries covered

    On geography, Tyro names 1 country and Yoco names 1 country. No country appears in every list.

Side by side

Tyro vs Yoco: side-by-side comparison from published vendor information
FieldTyroYoco
What it isTyro is an Australian payments company that supplies EFTPOS card terminals and a phone-based tap-to-pay option, plus online payments, business banking and accounting software.Yoco is a South African payments and point-of-sale provider for small businesses.
Best forAustralian cafes, restaurants, bars, pubs and bakeries; Franchise networks in AustraliaIndependent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee
Pricing modelPercentage of sales plus terminal rentalSubscription per location plus transaction fees
Starting priceNot publishedZAR 249 per location per month
Free planNoYes
Free trialNot publishedYes
ContractNo lock-in contract (per Tyro)No contract on card machines, per the vendor
PlatformsWeb, iOS, AndroidWeb, iOS, Android
CountriesAustraliaSouth Africa
LanguagesNot publishedNot published
Number of integrationsNot published11
CertificationsNot publishedNot published
Security practicesNot published3D-Secure on transactions
Founded2003Not published
HeadquartersAustraliaNot published
OwnerNot publishedNot published
Last reviewed29 September 202629 September 2026

Integrations

No partner appears in every list.

Named only by Tyro

Tyro does not name any integrations in the material we reviewed.

Named only by Yoco

  • Lightspeed
  • Loyverse
  • QuickBooks
  • Sage
  • Shopify
  • Shopstar
  • stub
  • TallOrder
  • Wix
  • WooCommerce
  • Xero

Which to choose

Tyro

Choose Tyro if you are in one of these groups: Australian cafes, restaurants, bars, pubs and bakeries; Franchise networks in Australia.

Weaker fit: Businesses outside Australia. Tyro's pages describe its offer, support hours and customers as Australian.

Yoco

Choose Yoco if you are in one of these groups: Independent restaurants and cafes in South Africa; Food trucks, markets and pop-ups; Small businesses that want no monthly software fee.

What we could not confirm

Tyro

  • Currency name for the $ prices
  • Legal entity, registration and headquarters city
  • Funding
  • Security certifications
  • Interface languages
  • Full list of the 580+ POS partners

Yoco

  • Headquarters, founding year and founders
  • Legal entity and registration
  • Funding rounds (the about page says over $100M raised in total, with no round detail)
  • Availability outside South Africa
  • Which accounting integrations need the Pro plan
  • Interface languages

Go further

Tyro profileYoco profile

Other comparisons with these products

Sources

Facts on this page come from the pages below. Prices and features change, so confirm with each vendor before you buy.

Tyro, reviewed 29 September 2026

  1. Hospitality features and integrationshttps://www.tyro.com/industries/hospitality/
  2. Pricinghttps://www.tyro.com/merchant-payment-costs/
  3. Terminals and intro offerhttps://www.tyro.com/payments/in-person/eftpos/
  4. POS partner listhttps://www.tyro.com/pos-partners/
  5. Franchise featureshttps://www.tyro.com/industries/franchises/
  6. Company history and sizehttps://www.tyro.com/about-tyro/
  7. Support hours and portalshttps://www.tyro.com/support/